Is Fractional Gold a Smart Investment Right Now?

Let’s face it, buying a full ounce of gold isn’t cheap. With gold hovering around $3,300 per ounce in 2025, even experienced investors can hesitate before pulling the trigger. But here’s the good news: you don’t have to buy a full ounce to start owning real gold. In fact, fractional gold, especially popular sizes like the 1/10 oz coin, may be one of the smartest, most flexible ways to invest in precious metals today.

What Is Fractional Gold?

Fractional gold simply means coins or bars that contain less than one troy ounce of gold. Common fractional sizes include 1/2 oz, 1/4 oz, 1/10 oz, and even 1 gram or 5 gram bars. The 1/10 oz gold coin is especially popular because it makes gold ownership affordable to nearly anyone, without sacrificing quality or recognizability.

These coins typically come from trusted world mints, like the U.S. Mint, the Royal Canadian Mint, or the Austrian Mint, and contain .999 or higher purity gold. So while the size is smaller, the security and legitimacy are every bit as solid.

Why Fractional Gold Makes Sense in 2025

We’re in a market climate where more and more investors are waking up to the long-term value of gold. Whether it’s inflation concerns, market volatility, or geopolitical uncertainty, gold continues to perform its role as a safe-haven asset.

But not everyone wants—or can afford—to drop several thousand dollars on a full-ounce coin. That’s where fractional gold shines.

Here’s why it’s worth your attention right now:

✅ Lower Entry Point

You can start investing in gold for under $500 with a 1/10 oz coin. That makes it accessible for younger investors, first-timers, or those looking to dollar-cost average over time.

✅ Greater Flexibility

When you need to sell, you don’t have to unload a full ounce. Fractional coins give you more liquidity and flexibility, especially useful in emergencies or for gift-giving.

✅ Portable and Discreet

1/10 oz gold coins are about the size of a penny. That makes them incredibly easy to store, transport, or hand down to the next generation.

✅ Strong Resale Demand

Coins like the 1/10 oz American Gold Eagle and Canadian Maple Leaf are globally recognized and highly liquid. They may carry a slightly higher premium than full-ounce coins, but they often retain that premium on resale.

What’s the Catch?

Yes, fractional gold coins tend to have a higher premium over spot price compared to larger coins or bars. That’s because the cost to mint, handle, and package them is relatively fixed, no matter the size. But in many cases, the convenience, flexibility, and liquidity offset that cost, especially during times of strong demand.

Getting Started

If you’re just getting started with gold, fractional coins are a great way to ease in. Whether you're buying two coins a month or just one to tuck away in your safe, the key is consistency. You can build a solid stack over time, and each piece brings you closer to long-term security and financial confidence.

At Monument Metals, we offer a curated selection of fractional gold coins from the world’s most respected mints. Whether you’re looking for American Eagles, Canadian Maple Leafs, or 5-gram gold bars, we’ve got trusted options at competitive prices.

Ready to start stacking smarter?

Click Here to Shop Fractional Gold Coins Now.